Real Estate


Text and photo courtesy of Shirley Larkins


How to get free $$$ to buy a house



Have you been thinking about buying a home but maybe feel like there is no way to because you don’t have a fat bank account? Well people I am here to tell you that there are ways to become a homeowner in NV now with little to no money out of your pocket! Right now, there are several amazing state programs that are helping people to purchase and you need to take advantage while you can! Here is a small sample of what is out there:


1. Home at Last, Nevada Rural Housing Authority

a. Available to first time and non-first time buyers

b. $$$ for Closing Costs or Down Payment

c. Has some minimum requirements


2. USDA Rural Loans

a. No $$$ Down Loan

b. Minimum Credit Score

c. Has a Max Household Income limiter


3. Pairing a Grant Program with regular financing and a savvy agent can = no $$$ out of your pocket!



Though I am not a lender I want to make sure that as many people know about these programs as possible. There are even grants specific for teachers, programs for Veterans, other first time buyer programs…if you have been flirting with the idea but need more info please contact me. I believe every person should own a home and if there is a will, I can help find the way.  It can be intimidating when you see the housing prices rising and the inventory getting tighter but it is always the right time to buy if you want to. Let the universe (and me) guide you.


Shirley Larkins is a real estate professional with Chase International and has been selling properties for over 11 years. She specializes in all types of sales from luxury to distressed, and also loves working with first time buyers. She can be reached at or 775-379-9617



This article is featured in the 2017 March RTT:





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